Public Bank Berhad (PBB) has shown strong financial performance and stable growth. Here are some key financial metrics and insights into its future prospects:

### Financial Metrics
1. **Earnings Per Share (EPS)**: For the first quarter of 2024, PBB reported a profit of RM999.6 million, leading to an EPS of approximately RM0.26 [oai_citation:1,Public Bank : 2024 First Quarter Financial Results - MarketScreener](https://www.marketscreener.com/quote/stock/PUBLIC-BANK-6491475/news/Public-Bank-2024-First-Quarter-Financial-Results-46770539/) [oai_citation:2,Media Release](https://www.publicbankgroup.com/news-update/media-release/).
2. **Net Tangible Assets (NTA)**: As of March 31, 2024, the NTA stood at RM9.42 billion [oai_citation:3,Public Bank : 2024 First Quarter Financial Results - MarketScreener](https://www.marketscreener.com/quote/stock/PUBLIC-BANK-6491475/news/Public-Bank-2024-First-Quarter-Financial-Results-46770539/).
3. **Cash Flows**: The group maintains a robust cash flow position, supported by stable customer deposit growth at an annualised rate of 7.1% to RM420.2 billion in the first quarter of 2024 [oai_citation:4,Media Release](https://www.publicbankgroup.com/news-update/media-release/).
4. **Reserves**: Total equity attributable to equity holders of the bank is RM42.83 billion as of March 31, 2024 [oai_citation:5,Public Bank : 2024 First Quarter Financial Results - MarketScreener](https://www.marketscreener.com/quote/stock/PUBLIC-BANK-6491475/news/Public-Bank-2024-First-Quarter-Financial-Results-46770539/).
5. **Dividend Policy**: Public Bank has a history of paying consistent dividends, with RM1.941 billion paid in the first quarter of 2024 [oai_citation:6,Public Bank : 2024 First Quarter Financial Results - MarketScreener](https://www.marketscreener.com/quote/stock/PUBLIC-BANK-6491475/news/Public-Bank-2024-First-Quarter-Financial-Results-46770539/).

### Future Potential and Business Prospects
Public Bank Berhad is focusing on several growth areas:
1. **Domestic Loan Growth**: PBB's loan growth outpaced the industry, particularly in residential properties, hire purchase, and SME loans [oai_citation:7,Media Release](https://www.publicbankgroup.com/news-update/media-release/).
2. **Digital Transformation**: The bank is investing in digital initiatives to enhance customer experience and operational efficiency.
3. **ESG Efforts**: PBB is ramping up its environmental, social, and governance (ESG) initiatives to align with global standards and investor expectations [oai_citation:8,Media Release](https://www.publicbankgroup.com/news-update/media-release/).
4. **Overseas Expansion**: The bank is expanding its footprint in Indochina, with significant growth in its Cambodian operations [oai_citation:9,Media Release](https://www.publicbankgroup.com/news-update/media-release/).

### Market Position and Challenges
Public Bank Berhad remains well-capitalized with a strong liquidity position. However, challenges such as global economic uncertainty and geopolitical risks may impact its growth. Despite this, the bank's strategic initiatives and prudent risk management position it well for sustainable growth.

### Potential for Share Price Recovery
Achieving past highs such as RM20 per share will depend on multiple factors, including sustained economic growth, successful implementation of digital and ESG initiatives, and maintaining a low impaired loans ratio. With its strong fundamentals and proactive growth strategies, PBB has the potential to achieve significant value for shareholders, though replicating past peaks will require favorable market conditions and continued performance excellence.

For more detailed information, you can refer to Public Bank's [annual reports and financial results](https://www.publicbankgroup.com/Investor-Relations/Annual-Reports) [oai_citation:10,Annual Reports](https://www.publicbankgroup.com/investor-relations/annual-reports/).

### Matang Berhad Financial Overview

**Earnings per Share (EPS) and Net Tangible Assets (NTA):**
- The basic EPS of Matang Berhad is currently not available on public sources such as TradingView and the company's official reports [oai_citation:1,Matang Berhad – A plantation company listed on the ACE Market of Bursa Malaysia Securities Berhad](https://matangbhd.com/) [oai_citation:2,MATANG BERHAD Financial Statements – MYX:MATANG – TradingView](https://www.tradingview.com/symbols/MYX-MATANG/financials-overview/).
- The net tangible assets (NTA) as of the latest available audited financial statement was RM246.80 million as of June 30, 2023 [oai_citation:3,Matang Berhad – A plantation company listed on the ACE Market of Bursa Malaysia Securities Berhad](https://matangbhd.com/).

**Cash Flows and Reserves:**
- Detailed cash flow statements and reserve figures are not publicly detailed. For comprehensive information, you would need to refer to their full annual report which can be accessed through their official website [oai_citation:4,ANNUAL REPORTS & CIRCULARS – Matang Berhad](https://matangbhd.com/annual-report/).

**Land-Based Valuation:**
- Matang Berhad owns significant agricultural land:
- Segamat Estate: 1,094.15 hectares with oil palm and durian plantations [oai_citation:5,Matang Berhad – A plantation company listed on the ACE Market of Bursa Malaysia Securities Berhad](https://matangbhd.com/).
- Yong Peng Estate: 56.226 hectares with both oil palm and durian plantations [oai_citation:6,Matang Berhad – A plantation company listed on the ACE Market of Bursa Malaysia Securities Berhad](https://matangbhd.com/).
- Johor Bahru Industrial Land: 1.295 hectares leased to multiple tenants [oai_citation:7,Matang Berhad – A plantation company listed on the ACE Market of Bursa Malaysia Securities Berhad](https://matangbhd.com/).

### Future Prospects Related to the High-Speed Rail (HSR) Project

The potential impact of the High-Speed Rail (HSR) project on Matang Berhad includes:
- **Land Value Appreciation:** Proximity to HSR stations could increase the value of Matang's land holdings.
- **Improved Logistics:** Enhanced connectivity could reduce transportation costs for agricultural products, improving operational efficiency and profitability.
- **Attraction for Investment:** Improved infrastructure can make Matang's properties more attractive to investors for both agricultural and non-agricultural purposes.

For specific valuation impacts and more detailed financial projections, consulting Matang's latest annual and quarterly reports or financial advisories would be beneficial.

Banking is guaranteed under PIDM so no worry ! Improve the mgt n governance, it shall be ok !

Only revaluation will reveal how much is the worth of? 10k lands without the revaluation since the co bought the lands at 1-5k per acre n now it is worth at least 500k to a million per acre ! Just imagine the multiple effects to be gained once the mgt is thinking of unlocking its true values .

Epf buying more than selling n the result is up up up !

### Keck Seng (Malaysia) Berhad Overview

**Asset Backing Per Share and Cash Reserves Per Share**:
As of the latest financial reports, Keck Seng (Malaysia) Berhad has a total shareholders' equity of approximately MYR 2.79 billion. With 314.9 million shares outstanding, the book value per share is roughly MYR 8.86. Their cash reserves stand at around MYR 306.2 million, which translates to approximately MYR 0.97 per share [oai_citation:1,Keck Seng (Malaysia) Bhd, KSENG:KLS profile - FT.com](https://markets.ft.com/data/equities/tearsheet/profile?s=KSENG:KLS) [oai_citation:2,KSENG (3476), KECK SENG (M) BHD - Market Watch | The Star](https://www.thestar.com.my/Business/Marketwatch/Stocks?qcounter=KSENG).

**10k Acres of Land Bank and Potential Market Value**:
Keck Seng holds significant land assets primarily for oil palm cultivation and property development. While the exact market value of their land bank isn't explicitly stated, the company's diversified property investments and development projects contribute substantially to their overall asset base. The valuation would depend on factors like location, development potential, and market conditions.

**Possibility of Merger or Takeover in the Next 5 Years**:
While there is no concrete information on any immediate plans for a merger or takeover, the company's substantial asset base and diverse operations make it a potential candidate for such activities. The strategic decisions of major shareholders and market dynamics will play crucial roles in this regard. Historically, there have been no significant moves towards mergers or acquisitions, and the company's performance has been steady with consistent dividend payouts [oai_citation:3,KSENG Share Price: KECK SENG (MALAYSIA) BERHAD (3476)](https://www.malaysiastock.biz/Corporate-Infomation.aspx?securityCode=3476) [oai_citation:4,KSENG (3476), KECK SENG (M) BHD - Market Watch | The Star](https://www.thestar.com.my/Business/Marketwatch/Stocks?qcounter=KSENG).

For more detailed and updated information, reviewing the latest financial statements and market analyses from reliable financial news sources and the company's official releases is recommended.

The target price (TP) for Public Bank Berhad (PBB) on Bursa Malaysia for 2024 is around RM 4.74, with some analysts providing a range between RM 3.90 and RM 5.30 . This target price is based on various factors, including the bank’s earnings forecasts, financial health, and market conditions

Going up soon !

Keck Seng (Malaysia) Berhad, a diversified company primarily involved in property investment and development, has several prospects for the future as we look ahead to 2025.

1. **Financial Performance**: Keck Seng's financial health appears strong, with a noticeable increase in stock value over recent years. The company reported solid earnings growth, with a significant positive trend in the first quarter of 2024. This suggests that the company is on a solid financial footing, which is promising for its future prospects [oai_citation:1,Keck Seng (Malaysia): Shareholders Board Members Managers and Company Profile | MYL3476OO008 | MarketScreener](https://www.marketscreener.com/quote/stock/KECK-SENG-MALAYSIA-20699151/company/) [oai_citation:2,Keck Seng (Malaysia): Company Events Publications and Financial Calendar | KSENG | MYL3476OO008 | MarketScreener](https://www.marketscreener.com/quote/stock/KECK-SENG-MALAYSIA-20699151/calendar/).

2. **Asset Value and Land Holdings**: A significant factor contributing to Keck Seng's future potential is its extensive land holdings, particularly in Johor Bahru. There is ongoing speculation and investor sentiment that the company might unlock substantial value from its land bank. If the company starts developing its land or sells it for high-value projects like data centers, the share price could see considerable appreciation. Estimates suggest the net tangible assets (NTA) could be much higher than the current share price, reflecting an undervaluation [oai_citation:3,KSENG (3476) Overview - KECK SENG (M) BHD | I3investor](https://klse.i3investor.com/web/stock/overview/KSENG).

3. **Market Sentiment**: Investor sentiment towards Keck Seng is mixed but generally optimistic. Some investors view it as a "hidden gem" with significant upside potential, particularly if management leverages its assets effectively. However, there are also concerns about management's ability to maximize shareholder value [oai_citation:4,KSENG (3476) Overview - KECK SENG (M) BHD | I3investor](https://klse.i3investor.com/web/stock/overview/KSENG).

4. **Economic Developments**: Regional economic developments, especially in Johor Bahru and potential projects related to the Johor-Singapore Special Economic Zone, could further boost the company's prospects. This development could increase demand for Keck Seng's industrial and residential properties [oai_citation:5,KSENG (3476) Overview - KECK SENG (M) BHD | I3investor](https://klse.i3investor.com/web/stock/overview/KSENG).

In summary, Keck Seng (Malaysia) Berhad has several positive indicators for the future, including strong financial performance, valuable land holdings, and potential regional economic growth. However, the realization of this potential will depend significantly on effective management and strategic decisions.

The only finance counter trading below its nta due to weaknesses in her internal governance