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don't know why there is huge difference in TP between AMInvest which down grade MBB to RM8.90 Vs Phillip Capital's upgrade of RM11.40 .......anyway good luck to you guys
well you need to study a few efficiency ratios like NIM , CIR , NPL etc ...... every bank is different as they focus & target on different segments ..... this might explain why their profitability & turnover varies a lot