According to PBBANK previously, less than 25% of LPI's revenues are made up of referrals from PBBANK (mainly from its mortgage business), suggesting more opportunities to collaborate in the future. This could be more applicable to its non-residential mortgage and motor financing business of which in PBBANK's books stand at alone is presently at RM86.4b and RM72.3b, respectively while LPI's insurance contracts amount to RM2.3b. Further, LPI will be able to tap into PBBANK's 260- strong branch network for cross-selling with minimal investment on LPI's front.