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Wait for fed to further cut rates. Bond returns will be less attractive for investors and they'll start taking low rate loan from US to carry trade in Malaysia even though ringgit strengthens past 1usd=rm3.99. The problem now is ringgit strengthening not proportional to the lowering of interest rate and US bond. Japan had low rate.. people take loan and pump into US bonds and stock market. When US rate goes lower, I assume money market will find Malaysia more attractive.