All Comments on CIMB Reload

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Steven Gan
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Dont Ask me Why!!!Run!!!Run!!!!!!!!!逃命波!!!!!!!!
L Wils
crypto edi start engine. indicator of bull coming?
Like · 1 hour · translate
Steven Gan
Besok Kasi lu RM7 lol
1 Like · 51 minutes · translate
Kingli Soh
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Attention to Novan amirudin: 20% of shareholder is B40 !
digital teo
大哥被你吓到了 。 。
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金融科技
吓到奶奶???老人家了都
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danny wong
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No door gift for online AGM voter ?
Lim AS
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As of early May 2025, CIMB Group Holdings Berhad (KLSE: CIMB) presents a mixed investment outlook for the next 1–2 weeks, with both promising fundamentals and near-term market uncertainties. 



? Short-Term Stock Outlook (1–2 Weeks)

CIMB’s stock has recently experienced a slight decline, dropping 2.8% over the past week. Analysts have set target prices ranging from RM6.60 to RM8.60, indicating potential upside from current levels. However, short-term performance may be influenced by broader market volatility, including global economic uncertainties and competition for deposits. 



? Financial Performance & Dividend Profile
• FY2024 Net Profit: RM7.73 billion, marking an 11% increase year-over-year. 
• Earnings Per Share (EPS): RM0.7227. 
• Return on Equity (ROE): 11.4%, up from 10.7% in FY2023. 
• Dividend Yield: Approximately 6.65%, with a semi-annual payout totaling RM0.47 per share in FY2024. 
• Payout Ratio: 72.61%, indicating a strong commitment to returning profits to shareholders. 

CIMB has also declared special dividends, including a 7 sen per share payout in August 2024, reflecting robust capital management. 



⚠️ Risks and Challenges

Investors should be aware of several potential risks:
• Margin Compression: Intense competition for deposits may pressure net interest margins. 
• Asset Quality Concerns: Exposure to markets like Indonesia could pose challenges if economic conditions worsen. 
• Regulatory Changes: The upcoming adoption of Basel III standards may impact capital ratios, though the effect is expected to be manageable. 
• Market Volatility: Global economic uncertainties and geopolitical tensions could affect investor sentiment and stock performance. 



? Recovery and Growth Prospects

Despite short-term headwinds, CIMB’s long-term outlook remains positive:
• Revenue Growth: Projected at 7% annually over the next three years, outpacing the Malaysian banking industry’s average. 
• Strategic Initiatives: The “Forward23+” plan focuses on digital transformation and regional diversification, particularly in high-growth markets like Indonesia and Singapore. 
• Capital Strength: A Common Equity Tier 1 (CET1) ratio of 14.5% provides a solid buffer for future growth and dividend sustainability. 



✅ Summary

CIMB offers a compelling dividend yield and demonstrates strong financial health, making it attractive for income-focused investors. However, short-term stock performance may be influenced by external economic factors and industry-specific challenges. Long-term prospects appear favorable, supported by strategic initiatives and solid capital management.

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Chia Daniel
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我还在等Gan老师出来喊“Dont ask me why,逃命波”
Steven Gan
GoGoGo Close Back RM7 XD
Like · 2 days · translate
金融科技
做第二只脚。。。。。。。。
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dae dae
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HENG HENG HENG OONG HUAT AHHH
Edmund M
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Ringgit is on the rise again. The previous rally was led by the strong ringgit. Buy now
Paul Yi
I think so, ringgit rise means foreigners are buying into it n Bursa will rise concurrently
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Ching Kong Lian
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这个股今天吃了泻药啊 怎么跌个不停?
Aubree Yap
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CIMB Bank to buy 16 properties for RM209.8 mil from major shareholder EPF. Saving the rental fee in long run

https://theedgemalaysia.com/node/753800
KC Chiok
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kach'ng! gogogo