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epf only got one more month to sell tenaga....once in a lifetime epf keep selling...after icitra ended, epf no point to sell anymore....right timing right pricing....
I lindung impact is not so serious compare to icitra isinar Ilestari since amounted over 100billion....not much people will buy insurance using epf...people normally use epf to buy house
majority of people got very little money in epf and won't be willing to use epf to buy insurance...the rich one will buy using their free money not using epf money....